Mortgage Payment Calculator
Use the free mortgage payment calculator on this page to help determine what your monthly mortgage payment might be. You can change the interest rate and term to see how they affect monthly payments.
Mortgage Rates
| Type | Rate As Low As | points | APR* |
|---|---|---|---|
| 30 Year Fixed | 6.875% | 0.000% | 6.955% |
| 30 Year Fixed | 6.625% | 1.000% | 6.778% |
| 20 Year Fixed | 7.000% | 0.000% | 7.105% |
| 15 Year Fixed | 6.375% | 0.000% | 6.503% |
| 15 Year Fixed | 6.125% | 0.500% | 6.332% |
| 10 Year Fixed | 6.500% | 0.000% | 6.680% |
| RD 30 Year Fixed | 6.875% | 0.000% | 7.412% |
| FHA 30 Year Fixed | 6.500% | 0.000% | 7.112% |
| FHA 30 Year Fixed | 6.250% | 1.250% | 6.986% |
| Rates accurate as of Apr 18, 2025 |
| Type | Rate As Low As | APR* |
|---|---|---|
| 5.5 Year Balloon | 6.000% | 6.179% |
| 7 Year Balloon | 6.500% | 6.650% |
| 10 Year Balloon | 7.250% | 7.403% |
| STAR Mortgage for Service Members | Rates vary. Please contact a local mortgage lender. | |
| Physicians Mortgage | Rates vary. Please contact a local mortgage lender. | |
| Rates accurate as of Apr 18, 2025 |
*APR = Annual Percentage Rate. Your actual rate may be different, as many factors go into providing you with a mortgage loan. All rates shown are for new purchases of a single family primary residence, $175,000 loan amount, estimated closing costs of $3,431, with a loan to value of 80% or less, and a credit score of 740 or above. Loans with less than 20% down payment may require private mortgage insurance. Rates quoted for Balloon products include a 0.25% discount for applicants with a new or existing Honor Credit Union checking account with direct deposit. Posted rates are indications only and are subject to change without notice. Other rates available for other LTV and credit score ranges. Normal underwriting guidelines apply. All loans are subject to credit approval as well as program terms and conditions. Equal Housing Opportunity. Insured by NCUA.
Payment Example: $175,000 at a rate of 6.875%, 6.955% APR for 30 years equals $1,149.63 per month. This payment example consists of principal and interest only and does not include taxes, insurance premiums or any other added cost. Your actual payment may be higher.
