Become a member
Opening an account with Honor is quick and easy. In just a few minutes, you can become a member-owner and start enjoying accounts designed to help you save more, spend smarter, and reach your financial goals.
Open Your Account in 3 Simple Steps
Check If You're Eligible
Gather Identification
Social Security Number, Driver’s License / ID and Contact Information.
Apply Online
Fill out a quick application—we’ll guide you the rest of the way.
See How You're Eligible
It only takes a few minutes.
Live or Work in Nearby Counties
Qualify Through Family
If you are an immediate family member of a current Honor member.
Live, Work, or Worship in MI
If you live, work, or worship in the state of Michigan.
Give To Special Olympics MI
Qualify Through Education
*Indiana – If you live or work in the following counties: Lake, Porter, LaPorte, St. Joseph, Elkhart, Lagrange, Steuben, Newton, Jasper, Starke, Marshal, Kosciusko, Noble, or Dekalb.
Wisconsin – If you live or work in the following counties: Iron, Vilas, Forest, Florence, or Marinette.
**Special Olympics Michigan donation eligibility not available for Indiana residents.
Choose Your Checking
At Honor Credit Union, you get free checking that pays you. Choose the account that fits your lifestyle. No matter what, your money’s working hard so you don’t have to!
Benefits Checking
With Honor’s high yield Benefits Checking account you’ll earn a high rate of interest on your average daily balance every month.
Connect Checking
Earn 1 reward point for every $1 spent when you use your Connect Checking debit card on restaurant, grocery, and gas purchases!
Rather apply in person or on a call? No problem! Click here to schedule an appointment.
Why Honor Credit Union?
At Honor, you can unlock life’s potential, where your membership not only strengthens the community but also amplifies your financial well-being.
When you choose Honor, you’re choosing better banking—and to be truly valued. Our members are our top priority.
Like you, our home is Michigan and with 28 branches to choose from, your neighbors are our neighbors.
With our top-tier technology and easy access to your funds, you'll feel empowered and supported every step of the way.
What Folks Are Saying
Community Impact
Community Impact
We believe life’s better when our members and their loved ones thrive. That’s why we invest in what counts – members, communities, and education.
Your Money
💵 $2,123,325.71 paid to members with checking accounts
💳 $2,214,117.00 paid to members in Credit and Debit Card Rewards
💰 $22,983,067.72 paid to members with savings accounts
Your Community
🌟 447 organizations impacted
🤝 1,200 hours volunteered by our team
🎉 357 community events sponsored
📄 66,960 pounds of paper shredded through 10 FREE Community Shred Days
Your Schools
🎓 $30,000 awarded in scholarships
📚 $20,000 to teachers for classroom supplies
🏫 $131,344 to school programs
Have Questions?
1: APY = Annual Percentage Yield. Rates accurate as of 11/1/24, $25 minimum deposit required to open. Earn the 5.15% APY on balances of up to $10,000.00. Members not meeting the Dividend Requirements will not earn dividends. Dividend Requirements are e-Statements, Direct Deposit, at least 20 debit card transactions per month that clear your account as signature-based or PIN-based point of sale (POS) debit transactions (PIN-based ATM transactions not eligible; please note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login. ^ATM foreign surcharge fees will be refunded monthly up to $20/month. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Rate is variable and may change after account is opened. Insured by NCUA.
2: APY = Annual Percentage Yield. Rates accurate as of 11/1/24, $25 minimum deposit required to open. Account earns 0.00% APY. Members earn 1 reward point per every $1 spent on qualifying net debit card purchase transactions (purchases minus returns/credits) posted to their Connect Checking accounts as signature-based or PIN-based point of sale (POS) debit transactions (PIN-based ATM transactions not eligible; please note that Honor posts transactions based on how they are received from merchants). Qualifying purchase transactions are defined as those retailers whose Mastercard Merchant Category Codes (MCC) are classified as follows: Grocery Stores, Supermarkets, Restaurants, Fast Food, Drinking Places, Discount Stores, Variety Stores, Wholesale Clubs, Pharmacies, and Gasoline (gas stations, EV charging stations). All other debit card transactions will not accrue reward points. Account holders are advised to refer to the uChoose Rewards program terms for comprehensive details on point redemption, limitations, expiration, and other pertinent information. Some restrictions may apply. Insured By NCUA.
*APY = Annual Percentage Yield, 0.00% APY. $250 paid when new or existing member without a current checking account opens a personal checking account with a minimum opening deposit of $25, sets up qualifying direct deposit(s) totaling $500 or more and conducts 8+ debit card transactions all within 60 days of account opening. A qualifying direct deposit is defined as one from a recurring paycheck, pension, or government benefits (such as social security) payments only. Non-payroll related ACH, person-to-person payments and transfers from other financial institutions or other Honor CU accounts do not qualify. Bonus will be paid within 45 days of minimum requirements being met. New account must remain open and maintain a positive balance for at least 90 days. If criteria is not met, $250 bonus will be withdrawn from account. New members must open account at honorcu.com/bonus/ or a local branch location. Existing members must open new checking account at a branch location, phone, or video appointment, and specifically mention the $250 offer at time of opening. Existing members that have closed a checking account at Honor in last five years, not eligible. Offer subject to change without notice. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation. Insured By NCUA.