Honor Guide: Which Checking Account Is Right for You? 

Have you ever wondered if your checking account is really working for you? Maybe you haven’t thought about it before—but now’s a great time to take a closer look. Whether you’re opening a new account or already have one with Honor Credit Union, this guide will help you figure out which checking account fits your lifestyle right now. 

The best part? If your spending habits change, switching accounts is simple. Let’s walk through the features so you can feel confident in your choice. 

💳 Meet the Accounts 

At Honor, we offer two powerful checking options: Benefits Checking and Connect Checking. Here’s how they compare: 

Both accounts offer no fees and great features—but they serve different purposes: 

• Benefits Checking: A high-yield account that pays interest on your daily balance. 

• Connect Checking: Rewards you with 1% cash back when you use your debit card for everyday purchases like gas, groceries, and dining out.

Who Are These Accounts Best For? 

• Benefits Checking is ideal if you keep a higher balance and want to earn interest. 

• Connect Checking is perfect if you use your debit card frequently for day-to-day spending. 

💡 Know What You Need 

Answer these quick questions to find your best fit: 

Do you keep a high balance in your checking account? 

• Yes → Benefits Checking 

• No → Connect Checking 

Are you on a fixed budget? 

• Yes → Connect Checking 

• No → Benefits Checking 

Do you want cash back when you shop? 

• Yes → Connect Checking 

• No → Benefits Checking 

Do you want to earn interest each month? 

• Yes → Benefits Checking 

• No → Connect Checking 

Your answers can point you in the right direction—based on how you use your money today. 

🧠 Think About Where You Are Now 

While it’s great to plan for the future, choosing an account that fits your current lifestyle is a great start. If your income changes or your goals shift, you can always switch later. And if you ever have questions, the Honor team is here to help. 

📝 A Few Notes About Requirements 

Benefits Checking requires a few simple steps to earn the full interest rate (5.15% APY): 

• Enroll in eStatements 

• Set up at least one direct deposit each month 

• Log in to online banking once a month 
• Make at least 20 debit card purchases per month (ATM transactions don’t count) 

Connect Checking earns 1% cash back at qualifying merchants—so be sure to check if your favorite stores, gas stations, and restaurants are included.