November 12, 2024
Black Friday is no longer just a single day; it’s an entire shopping season! Deals now start as early as October! With so many discounts available online, you can score great finds from the comfort of home. The key to making the most of these offers is preparation, so we’ve rounded up some tips to help you stay on budget while maximizing your savings.
Make the Most of 2024 Black Friday Deals
Not all sales are as good as they seem, so it’s worth doing a little research to make sure you’re getting the best price. Here are some ways to stay on top of the deals without falling for misleading discounts:
Set a Budget—and Stick to It
Creating a spending plan before you start shopping is crucial. Set a realistic budget for Black Friday purchases and keep track of what you’re spending.
Budget-Friendly Ideas
- Upgrade Household Essentials: Black Friday is a great time to snag deals on items like smart thermostats, kitchen appliances, and furniture. These purchases may seem practical rather than fun, but they’re worth the investment if you find the right price.
- Tech Upgrades: Black Friday is a great time for discounts on tech items like TVs, tablets, and laptops.
- Christmas Shopping: Create a list of gift recipients and start gathering their wish lists. Shopping early helps you avoid last-minute stress and ensures you get the best prices on holiday gifts.
Avoid Impulse Buys
Stay focused on what you actually need or plan to buy. Creating a list will help you avoid overspending on unplanned purchases.
Start Shopping Early
Black Friday deals start early and change frequently, so waiting until the last minute might mean missing out on popular items that could sell out. Early planning gives you more options to compare and choose the best prices.
Take Advantage of Online Deals
With countless deals available online, many retailers offer the same promotions online as they do in-store. Look for free delivery options or consider curbside pickup if you’d prefer not to wait for shipping.
Track Prices in Advance
Knowing the regular price of an item can help you spot a true discount. Create wish lists on popular sites like Amazon or Target, and monitor prices leading up to Black Friday. Screenshots and notes on current prices are useful for comparing deals across stores.
Follow Social Media and Subscribe to Email Lists
Many retailers announce Black Friday deals on social media or through email lists. If you’re eyeing a specific item, like a jacket, sign up for your favorite stores’ emails now so you’re among the first to know about sales and size availability.
Don’t Forget Gift Receipts
Gift receipts are essential for holiday shopping—be sure to request them for any gifts you buy.
Use Your Credit Card for Extra Benefits
Many credit cards offer benefits like extended warranties, price protection, and even 90-day return policies. Some cards might refund the difference if a purchased item drops in price shortly after Black Friday, adding extra peace of mind to your purchase.
Happy shopping and remember – a bit of planning can go a long way in making the most of Black Friday deals while keeping your budget intact!
Do you have an Honor Select Rewards Credit Card?
Spend and Earn with a select rewards card
Use your earned points to help pay for your gifts this holiday season!
November 29, 2024 through December 31, 2024
Get 3x Points on these categories:
* Three reward points (2 base points plus 1 bonus point) are earned per $1 spent on qualifying net purchase transactions (purchases minus returns/credits) POSTED to cardholders’ Select Rewards accounts from November 29, 2024, through December 31, 2024, at retailers whose Mastercard Merchant Category Codes (MCC) are classified as follows: Department Stores (discount, variety, general merchandise), Electronic Stores (computers, software, digital goods and games), Clothing Stores (clothing and accessories, sports apparel, shoes), Home Supply Warehouse Stores (hardware, home appliances and furnishings, auto supplies), Wholesale Clubs, and Miscellaneous Outlets (pet shops, bookstores including Amazon). Transactions associated with gambling, sports betting and/or gaming purchases are not eligible to accrue reward points. All other terms and conditions of the credit card agreement and rewards program remain in effect during this promotional period. Cardholders are advised to refer to the credit card agreement and rewards program terms for comprehensive details on point redemption, limitations, expiration, and other pertinent information. Some restrictions may apply. Insured by NCUA.
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