Business Rates
We offer competitive rates on all of our business solutions, from savings accounts, money markets, checking accounts, and loan options. Find a solution below that works for you!
Business Savings Rates
Business Savings Account Rates
| Type | Interest Rate | APY* |
|---|---|---|
| Share Savings(for balances on $5.00 or more) | 0.01% | 0.01% |
| Health Savings (HSA) | 0.25% | 0.25% |
| Rates accurate as of Nov 21, 2024 | ||
| *APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA. | ||
Business Money Market Rates
Business Amplify Money Market Rate
| Amnt | Base Rate | Base APY* | Bonus Rate | Bonus APY** |
|---|---|---|---|---|
| $0.01 and up | 0.25% | 0.25% | 2.96% | 3.00% |
| Rates accurate as of Nov 21, 2024 | ||||
| *APY = Annual Percentage Yield. Rates accurate as of 1/1/24. $0.01 minimum deposit required to earn the base dividend of 0.25% APY. **An additional bonus dividend of 2.75% APY requires at least 1 cleared credit card transaction per month on a Business Credit Card account AND at least 1 cleared signature-based debit card transaction(s) per month on a Free Business Checking, Accelerate Business Checking, or Business Advantage Checking account – please note that Honor posts transactions based on how they are received from merchants. Accounts meeting both of the qualifying requirements will earn a total dividend of 3.00% APY. Rates are variable and subject to change without notice. Insured by NCUA. | ||||
Business Momentum Money Market Rates
| Amount | Interest Rate | APY* |
|---|---|---|
| $0.01 - $24,999.99 | 0.30% | 0.30% |
| $25,000.00 - $99,999.99 | 0.450% | 0.45% |
| $100,000.00 - $249,999.99 | 0.750% | 0.75% |
| $250,000.00 - $499,999.99 | 0.99% | 1.00% |
| $500,000.00 - $999,999.99 | 1.24% | 1.25% |
| $1,000,000.00 - $1,999,999.99 | 1.49% | 1.50% |
| $2,000,000.00 - $10,000,000 | 1.78% | 1.80% |
| Rates accurate as of Nov 21, 2024 | ||
| *APY = Annual Percentage Yield. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA. | ||
Certificate of Deposit Rates
Share, Traditional IRA, Roth IRA, HSA,^ Coverdell Education & Jumbo Certificate Rates
Minimum opening deposit for Jumbo CDs is $100,000.00. Minimum opening deposit for all other CDs is $50.00 unless otherwise noted below.| Term | Interest Rate | APY* | |
|---|---|---|---|
| 3 months1 | 0.499% | 0.50% | |
| 6 months1 | 1.243% | 1.25% | 8 month special offer4 | 4.410% | 4.50% |
| 9 months1 | 1.243% | 1.25% | |
| 12 months1 | 1.490% | 1.50% | |
| 18 months1 | 1.490% | 1.50% | |
| 24 months1 | 1.588% | 1.60% | |
| 30 months1 | 1.588% | 1.60% | |
| 36 months1 | 1.933% | 1.95% | |
| 48 months1 | 2.031% | 2.05% | |
| 60 months1 | 2.129% | 2.15% | |
| 12 month Add-On2^ | 1.490% | 1.50% | |
| Jumbo 12 months3 | 1.736% | 1.75% | |
| Jumbo 24 months3 | 1.834% | 1.85% | |
| Jumbo 36 months3 | 2.178% | 2.20% | |
| Jumbo 48 months3 | 2.276% | 2.30% | |
| Jumbo 60 months3 | 2.374% | 2.40% | |
| Rates accurate as of Nov 21, 2024 | |||
| All youth under the age of 18 will receive an additional 0.25% APY to the stated rates unless otherwise noted. A penalty fee may be imposed if you withdrawal funds prior to the maturity date. Insured by NCUA. *APY= Annual Percentage Yield. 1Rate Protector allows a one time rate adjustment for 3-36 month term CDs and a two time rate adjustment for 37-60 month term CDs with no penalties or fees. 2^12 month add-on not eligible for additional 0.25% APY youth rate bump or rate protector adjustment. 12-month add-on CD not eligible for IRA CD's. HSA CD only available on the 12-month add-on CD rate and term. Contact a member service representative to open an HSA CD. 3Jumbo CD not available for Coverdell Education Savings Accounts. 48-MONTH CD SPECIAL. Not applicable for Public Funds. Online/mobile opening not available. To receive the above stated 8-month term at 4.50% APY, 8-month CD must be opened with a minimum balance of $1,000. Early withdrawal penalty is 90 days of interest for promotional terms. 8-month CD special is not eligible for rate protector, a one-time rate bump over the course of the term. 8-month CD special will renew at the standard 9-month terms upon maturity. | |||
Business Checking Rates
Business Advantage Checking Account Rates
| Amount | Interest Rate | APY* |
|---|---|---|
| $2,500.00 - $9,999.99 | 0.050% | 0.05% |
| $10,000.00 - $24,999.99 | 0.100% | 0.10% |
| $25,000.00 - $49,999.99 | 0.150% | 0.15% |
| $50,000.00 - $99,999.99 | 0.200% | 0.20% |
| $100,000.00 - $249,999.99 | 0.250% | 0.25% |
| $250,000.00 + | 0.300% | 0.30% |
| Rates accurate as of Nov 21, 2024 | ||
| *APY = Annual Percentage Yield. $25 minimum opening deposit required. Rates are variable and subject to change without notice after account is opened. Fees can reduce earnings. Federally insured by NCUA. | ||
Accelerate Business Checking Account Rates
| Amount | Interest Rate | APY* |
|---|---|---|
| $0.01 - $100,000.00 | 1.00% | 1.00% |
| Rates accurate as of Nov 21, 2024 | ||
| *APY = Annual Percentage Yield. $25 minimum opening deposit required. 1.00% APY earned on balances of up to $100,000.00. Requires e-Statements, minimum of five incoming or outgoing ACH transactions and minimum one monthly online banking login per month to earn 1.00% APY. If any of the monthly requirements are failed to be met, monthly interest for that period will not be accrued. One account per business member. Fees may reduce earnings. Annual Percentage Yield (APY) as of 12/1/2020; Rate is variable and may change after account is opened. Insured By NCUA. | ||
Business Loan Rates
To grow your business, sometimes you need a little help. Expanding your office, or adding a new location? We can help with that. Buying new equipment? We can help with that too. Whatever your situation, we have a lending solution to meet your needs. We invite you to learn a little more about the business lending solutions we offer and then reach out to one of our business experts to get started.
