compare checking accounts
Finding a checking account that suits your lifestyle is simple at Honor. Whether you’re looking for high returns on your balance or rewards for everyday spending, we offer cards that cater to everyone’s needs.
Simple Accounts, Extraordinary Features
While Honor’s Benefits and Connect Checking accounts have their differences, they both deliver exceptional features. Discover the advantages that set our accounts apart from the competition.
Services for every account
Instant Deposit
Access your pending ACH direct deposits early with Instant Deposit!*
Debit Card Round Up
Saving pennies on the dollar really adds up! Enroll now to round up daily purchases to effortlessly grow your savings.
Overdraft Protection
Protect yourself from pesky overdraft fees while keeping your transactions on track.
Come Be Part of It!
Compare Accounts
Check out Honor’s Benefits and Connect Checking accounts to find the perfect fit for your financial lifestyle. After that, applying is a breeze – we can’t wait for you to be a part of it!
Benefits checking
- Earn 5.15% APY on daily
balances∗
This checking account is great for super savers that use their card frequently, have larger balances and enjoy earning high interest.
Connect checking
- Earn 1 reward point for every $1 spent on qualifying purchases∗∗
This checking account is ideal for those who carry a lower balance and use their debit card frequently for gas, dining, and travel.
Why Honor
We're Real. We're Local. We're Part of Your Communities
$11,763,087
Total Interest & Incentives
Paid to Members in 2023
$235,600
Homeownership Grant Funds
Awarded to Homebuyers in 2023
$734,293
Donated in Support of 669
Organizations in 2023
94,620
Pounds of Paper Recycled During
Free Shred Day Events in 2023
Come Be a Part of It -Open An Account Today!
Refer a Friend
Friends don’t let friends miss out on great things. Being a member at Honor Credit Union is one of those great things in life. Did we mention that when you successfully refer a friend you both earn $25? Can’t believe we missed that part.
Refer. earn. repeat.
Refer
Bring your friends and family to the good side of life and refer Honor Credit Union.
Earn
With every successful referral, you and your friends earn $25. Earn up to $500 annually!
Repeat
You saw the part about earning up to $500, right? Keep going!
Checking Account FAQs
Setting up or switching your direct deposit to Honor is as easy as a click of a button with our ClickSWITCH tool. We also have a simple form you can fill out and submit to your employer’s HR department.
Absolutely! Paying your bills online with Honor is free and easy.
For Members
Visit our online banking page to learn how to set up Online Bill Pay.
Not a Member Yet?
No problem. First, let’s get you into the Honor family with our simple ClickSWITCH tool.
Yes! Both of our checking accounts give you access to over 35,000 surcharge-free ATMs across the country. As an added bonus, our Benefits Checking account pays you up to $20 each month in surcharge reimbursements if you use an ATM that is not in our network.
Leaving The Country?
No problem.
- Simply give us a heads up before you leave by calling us at 800.442.2800 or stop by a local Honor branch so we know to expect transactions from your destination.
- Beware of blocked and sanctioned countries. The Office of Foreign Asset Control (OFAC) of the US Department of Treasury has a current list of those countries. If the country you are visiting is on this list, ALL card activity will be blocked per the requirement from OFAC. On occasion, Honor Credit Union may block countries in addition to those listed on the OFAC list, but should there be additional countries, they would be listed here.
- While debit and credit cards are accepted in most countries, MasterCard charges foreign currency conversion fees for purchases made with their credit and debit cards, in addition to ATM cash withdrawal fees.
No! Honor Credit Union doesn’t charge per-check fees for either checking account.
There are three ways to reorder checks!
Online Banking
- Login to online banking
- Click the orange “OC” icon next to Checking on the main Account Summary page.
Deluxe Website
You can reorder checks by visiting the Deluxe website.
In Person
You can stop by any local member center and speak with an Honor team member to order more checks.
*APY = Annual Percentage Yield. Rates accurate as of 11/1/24, $25 minimum deposit required to open. Earn the 5.15% APY on balances of up to $10,000.00. Members not meeting the Dividend Requirements will not earn dividends. Dividend Requirements are e-Statements, Direct Deposit, at least 20 debit card transactions per month that clear your account as signature-based or PIN-based point of sale (POS) debit transactions (PIN-based ATM transactions not eligible; please note that Honor posts transactions based on how they are received from merchants) and minimum 1 monthly online banking login. ^ATM foreign surcharge fees will be refunded monthly up to $20/month. Members not meeting requirements will not earn ATM foreign surcharge fee refunds. No free checks offered on this account. One account per Member. Rate is variable and may change after account is opened. Insured by NCUA.
**APY = Annual Percentage Yield. Rates accurate as of 11/1/24, $25 minimum deposit required to open. Account earns 0.00% APY. Members earn 1 reward point per every $1 spent on qualifying net debit card purchase transactions (purchases minus returns/credits) posted to their Connect Checking accounts as signature-based or PIN-based point of sale (POS) debit transactions (PIN-based ATM transactions not eligible; please note that Honor posts transactions based on how they are received from merchants). Qualifying purchase transactions are defined as those retailers whose Mastercard Merchant Category Codes (MCC) are classified as follows: Grocery Stores, Supermarkets, Restaurants, Fast Food, Drinking Places, Discount Stores, Variety Stores, Wholesale Clubs, Pharmacies, and Gasoline (gas stations, EV charging stations). All other debit card transactions will not accrue reward points. Account holders are advised to refer to the uChoose Rewards program terms for comprehensive details on point redemption, limitations, expiration, and other pertinent information. Some restrictions may apply. Insured By NCUA.
^APY = Annual Percentage Yield, 0.00% APY. $250 paid when new or existing member without a current checking account opens a personal checking account with a minimum opening deposit of $25, sets up qualifying direct deposit(s) totaling $500 or more and conducts 8+ debit card transactions all within 60 days of account opening. A qualifying direct deposit is defined as one from a recurring paycheck, pension, or government benefits (such as social security) payments only. Non-payroll related ACH, person-to-person payments and transfers from other financial institutions or other Honor CU accounts do not qualify. Bonus will be paid within 30 days of minimum requirements being met. New account must remain open and maintain a positive balance for at least 90 days. If criteria is not met, $250 bonus will be withdrawn from account. New members must open account at honorcu.com/bonus/ or a local member center location. Existing members must open new checking account at member center location, phone, or video appointment, and specifically mention the $250 offer at time of opening. Existing members that have closed a checking account at Honor in last five years, not eligible. Offer subject to change without notice. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation. Insured By NCUA.
