Youth Accounts
Honor offers kids 17 and younger free youth savings and youth checking accounts. Our goal is to teach our youngest members how to manage their money and develop lasting financial habits. Parents can be joint account owners to monitor activity. As kids get older they have access to more tools, including online banking and our mobile app.
Savings & Checking Accounts
Youth
Savings
Helpful
Tools
Zogo
Mobile App
Youth Savings Accounts
Special Savings
Incentives
Free Online
Banking Access
No Fees Or
Minmum Balances
Start Saving Early
For Future Goals
Details
- Youth accounts receive a 0.25% rate increase on certificates of deposit
- Pair it with a Surge Money Market to earn a high rate of interest. Click here to learn more about Surge Money Market
- Free online banking access, which makes it easier for parents/guardians to keep an eye on funds and make transfers for allowance and other needs
- Account Requirements: Be under the age of 17 with a parent or legal guardian as a joint account owner
Youth Checking Accounts
Two Free
Account Options
Free MasterCard®
Debit Card
Parents Can Easily
Control Account Activity
Easily Transfer Or Send
Money To Anyone
Details
- Earn interest on your average daily balance with Benefits Checking, or start with a basic free account with Connect Checking
- Parents/Guardians can use Account See/Jump feature in online banking or mobile app to access or control the youth's account
- Use eAlerts & Card Control to monitor transactions & stop suspicious activity. Click here to learn more
- Account Requirements: Be at least 13 years old with an existing savings account
Helpful Tools
The need to manage money on the go becomes more important as you get older, and as life gets busier. Honor has the tools to help kids get comfortable with technology, and feel confident managing their money online. And, since parents or guardians, are joint account owners, it’s a controlled environment.
Online
Banking
Honor Mobile
App
Mobile Check
Deposit
Pay
Anyone
Zogo Financial Literacy App
We want kids to have the skills and confidence to manage their money and reach their financial goals. Zogo is a fun and convenient mobile app for all ages that you can pick up and play anytime. It’s a great way to help you learn and build your confidence by reimagining how we learn about financial topics. The best part is you earn rewards in the form of gift cards the more you play!
For Teens & Adults
Designed for individuals 13 and older, the Zogo app engages you with interactive content and easy to understand questions to encourage continued learning well beyond classroom walls! What you learn can be applied to everyday financial situations.
Learn & Earn!
Earn rewards, which can be redeemed for gift cards from popular brands, when you answer questions correctly in the 300+ bite-sized educational modules, by participating in the daily “Pineapple Party,” or by referring friends on the app.
Frequently Asked Questions
Honor’s online banking and mobile app have a See/Jump feature built in that allows parents/guardians access to the youth accounts.
This feature allows you to:
- See: Monitor balances, transaction activity, account summaries, etc.
- Jump: Gives parents/guardians the ability to log into their child’s accounts. They can make transfers, change preferences, and do almost anything else, except apply for a loan.
To sign up for See/Jump, please call or text 800.442.2800, or visit a local Honor member center.
(Note: Parents/guardians must be joint owners of the youth’s account(s) for permission to be granted access.)
Yes, a minor that is at least 13 years old with an Honor checking account will receive a debit card.
Yes, in EXTREME circumstances a minor between the ages of 13-17 can open a checking account on their own. We understand a minor may not have a responsible adult in their life. We will review those circumstances on a case-by-case basis and work with the member to set them up for success!
No. Minors cannot use Courtesy Pay with their checking accounts.
We cannot legally go after the minor for any funds. If there is an adult on the account, we will try to reach out to them to retrieve the funds.
A school ID will work as a valid form of identification.
Only the minor’s social security number is needed to open the initial Youth Savings Account. The parent/guardian social security number is needed to link the two accounts.
